Welcome to BCS's Online Counseling. Online counseling provides an interactive opportunity to share information regarding your financial situation through a series of forms and e-mail communications with one of our Certified Consumer Credit Counselors. Please note that all information disclosed on the online assessment will remain private. Your creditors will not be contacted and you are under no obligation to BCS.

• Copies of your most recent credit card statement(s)
• The last two current pay stubs
• You will need to know your monthly expenses such as: mortgage/rent, groceries, utilities, etc

Please provide accurate information. Your counselor will determine your individual action plan based on the information you provide.